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About Our Program


What is a Lease Purchase?

Our program provides you with an initial three-year period to purchase your home. After you find the home that is right for you within our inventory, you sign a lease agreement and a purchase contract. The purchase contract specifies the exact price of the home and locks the price in for the three-year period. This means you and only you can you the home during the contract period and you know exactly what you will pay for it. After you start your agreement, you improve your credit and finances so you can qualify for a home loan and purchase the home anything during the three-year contract. 100% of your down payment is applied toward your purchase.

Does any amount of the monthly payment go towards the purchase price of the home?

Absolutely! With our Lease Purchase program, a fixed portion of your monthly payment is applied toward the purchase price of the home. This amount varies between depending on y our monthly payment but is usually $50 to $150 per month. This credit can add up quickly. For example, if you have a monthly contribution of $100.00 for 36 months you will have an additional credit of $3,600 to use toward your purchase, this will only apply to on time rent payments.

Is bad credit accepted?

Our main requirement is a good down payment and a good job showing your ability to afford the monthly payments. We can work with past credit issues especially if they are older. You should be current on any open credit accounts with on-time payments over the last twelve months. We realize that people who put good down payments together are serious about buying a home.

What if I have a Bankruptcy?

If you have filed bankruptcy in the past and it is discharged, the Lease-Purchase program may be a great fit for you, it will give you the needed time to accomplish your goal of home ownership. In most cases, two to three years are required by lenders after your bankruptcy is discharged before you can qualify for a mortgage.

What if I can’t get a bank loan within three years?

We are always willing to renew leases and to continue to work with our customers as long as it takes.

How long does the approval process take?

After you view a home and decide to move forward, we will email you a personal link to complete your application. The process takes place via a secured website, in most cases we can approve you within two business days of receiving a completed application and the $45.00 application fee – per adult 18 years and over.

What is Autumnwood’s Pet Policy?

We welcome medium sized dogs! We do require a deposit of $250.00 along with a $25 monthly pet fee. We do NOT allow the following types of dogs: Akitas, Alaskan Malamutes, Belgian Malinois, Chows, Dobermans, Germain Shepherds, Great Danes, American Indian Breed, Huskies, Mastiffs, Pit Bulls, Rottweiler’s, St. Bernard, American Staffordshire Terrier, Presa Canario, King Corso, Dogo Argentino and Wolf Hybrid. We can’t forget about our feline friends; at this time, we do not allow cats.

If you are interested here is what you do next:

Check out our list of Available Homes to find a home that is right for you. Call us at (614) 433-9100 for any additional questions.